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"Financial institutions need to better balance the relationship between fulfilling social responsibility and preventing financial risks," said Liu Guoqiang, the central bank's vice-governor, at a meeting held in Jinping county in Guizhou province last week.

"For developing countries, digital fiat currency can be used to boost financial inclusion and solve the problems for regulatory compliance; for the developed countries, it can help reduce financial risks and make the financial system more resistant and transparent," Wen told chinadaily.com.cn on the sidelines of the workshop.

"Financial opening-up should never stop," he said.

"Given there are no risks of financial crisis, China still has a lot of room to grow into," he said.

"Financial resources will be invested in areas that can support the growth of the real economy and limit unnecessary competition between financial service providers in the same field."